Mutaz Blog

A realization hit me one day, very recently, about hobbies. See, I am in my mid-thirties, haven't really built a hobby portfolio, and is focusing on my career. Personal finance has been an important part of my life the past few years. 

One of the simple core ideas of personal finance is investing in assets that will yield you passive income overtime, until this passive income reaches a breaking point of surpassing your salary income. This is what people generally call financial freedom. 

Due to the laws of compound interest and how it works, the earlier you start investing, the easier it is to reach this goal. Like-wise, the more you invest in the beginning, the faster you will get to your goal.

This got me thinking, what if hobbies and day jobs have a similar relationship. Maybe more of with retirement. A lot of people around me reach the age of retirement without having built any lasting hobbies on the side. It leads to this sudden hollowness. It's hard to suddenly loose 10 hours of your day that you have spent 35-40 years filling with work. 

In the original idea sparking thought, I was thinking that hobbies could replace a day job over time. Not always. But say you like some sort of art. If you spent 10-15 years cultivating that hobby, there is a chance it could be monetized. Maybe it could be monetized to the level that it replaces parts of the salary income. Together with proper investment practices, these two could work together wonderfully.